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Daily Archives: May 11, 2020

Clipboard with stethoscope draped over it.

What is Medicare Set Aside?

When a worker’s compensation case settles, Medicare wants to make sure that it will not have to pay for medical treatment that would have been covered by the WC carrier. Consequently, vendors are hired to predict and estimate your annual medical care costs for your work injuries during the remainder of your lifetime. This is commonly referred

Female supervisor taking inventory in a warehouse.

What Benefits Can I Receive In A Worker’s Compensation Case?

If your claim is accepted, you are entitled to Temporary Total Disability (TTD) payments in the event you are not able to work due to your work injury. TTD benefits are calculated based on 2/3 of your Average Weekly Earnings based on your earning capacity, not necessarily your actual wages.  TTD benefits continue until the doctor

Doctor showing patient health data.

Why Is It So Hard to Get Treatment For My Work Injury?

All medical treatment must be recommended by the physician. The physician must submit the treatment request, in writing, on a form called Request For Authorization (RFA).  Once the WC carrier receives the RFA, it may either approve the RFA or send it to its Utilization Review (UR) department. The UR department has 5 business days from the

Farmworkers with masks and gloves on working in the fields.

What Is My Worker’s Compensation Case Worth?

During the course of your claim, the worker’s compensation (WC) carrier may offer you a lump sum settlement, called a Compromise and Release (C&R). The advantage of settling your claim is that you may choose your own doctor instead of being forced to use the WC carrier’s doctors. You may decide when you get the treatment and

Cartoon image of claim form.

The Practical Guide to COVID-19 and Workers’ Compensation

Were you or a loved one exposed to novel coronavirus at work?  If you believe that to be true, then workers’ compensation (WC) benefits may be available to you or your loved ones. The WC system delivers benefits to those who suffer an injury at work, including exposure to COVID-19.  These benefits include, but are