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Construction workers' comp could help you build new start

As a construction worker, you may enjoy your profession immensely. Many individuals take pride in having the ability to work with their hands and see the efforts of their labor grow into structures with various uses. Of course, you likely also understand that certain risks exist in the construction industry, and suffering an injury due to an accident could affect you or your co-workers at any time.

Unfortunately, even with the proper safety measures in place, incidents involving machinery, power tools, scaffolding or other equipment could happen unexpectedly. Many accidents of this type often lead to serious injuries. If you have suffered injuries while on the job, you may wonder how workers' compensation may help you financially.

Medical expenses

One of the main issues that many individuals face after suffering work-related injuries involves the costs associated with medical treatment. Because injuries obviously need professional medical attention, having to pay for such costs on your own could prove burdensome. Luckily, workers' compensation should cover medical bills, medications and certain other costs associated with your care.

Receiving care under workers' compensation insurance, however, may mean that you must use the doctor provided by the company for which you work.

Disability benefits

Compensation benefits for disability falls into two categories: temporary and permanent. If your injuries result in you needing time away from work for a limited period of time, workers' compensation may provide you with partial wages. On average, individuals awarded these benefits gain two-thirds of their typical weekly pay.

In some cases, the injuries you suffer could affect you permanently. As a result, you may not have the ability to return to work, or you may not have the ability to work to the full capacity that you once could. In such cases, permanent disability benefits could offer you a monetary award for those damages depending on the extent of the lost capacity and other factors.

Vocational rehabilitation

Though your injury may result in your inability to return to your former position, you may retain the ability to carry out other duties in another professional field. However, you may require vocational rehabilitation in order to gain assistance in finding a new job. This type of assistance may include job training, resume services, job search help and other related duties. Compensation benefits may provide the means for you to take advantage of such services.

Legal assistance

Because you could run into roadblocks when it comes to obtaining the full workers' compensation to which you should be entitled, you may want to speak with an experienced California attorney who could provide useful assistance in assessing your case and working toward your needed compensation.

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